Employment Practices Liability Insurance. Is It Relevant?

As a restaurant owner, you understand the importance of providing a safe and welcoming environment for your customers. However, it's equally crucial to create a positive workplace culture for your employees. While you may take proactive steps to ensure fair treatment and compliance with employment laws, employment-related disputes can still arise. That's where Employment Practices Liability Insurance (EPLI) comes into play.

EPLI protects businesses against claims made by employees alleging wrongful employment practices. These claims can include:
​
Wrongful termination

• A chef claims they were fired after raising concerns about food safety practices.

Discrimination (based on age, race, gender, etc.)

• A server alleges that they were passed over for a promotion because of their race or gender.

Harassment (sexual harassment, hostile work environment)

• A kitchen staff member accuses a manager of creating a hostile work environment through inappropriate comments or behavior.

Retaliation

• A server files a complaint about harassment and shortly after their hours are reduced or they are assigned fewer desirable shifts.

Wage and hour disputes

• A group of employees files a lawsuit claiming that they were not paid for all hours worked or were denied proper meal and rest breaks.

Benefits of EPLI

• ​Financial Protection: EPLI can cover legal defense costs, settlements, and judgments resulting from employment-related claims, helping to mitigate the financial impact on your restaurant.
• Reputation Management: By addressing employment disputes swiftly and professionally, EPLI can help protect your restaurant's reputation and maintain positive relationships with employees and customers.
• Compliance Assistance: Some EPLI policies offer resources and support to help restaurants stay compliant with employment laws and regulations, reducing the risk of claims.​

Employment Practices Liability Insurance (EPLI) is a valuable safeguard for restaurants facing the complexities of employment-related disputes. By investing in EPLI coverage, you can protect your restaurant's financial stability, reputation, and employee relations, allowing you to focus on what matters most: providing exceptional dining experiences for your customers.

At Sackrison Insurance Agency, we specialize in crafting customized insurance solutions tailored to the unique needs of restaurants. Our experienced agents will work closely with you to assess your risks, identify potential exposures, and recommend the appropriate coverage options, including Employment Practices Liability insurance.

Don't wait until it's too late. Protect your restaurant and livelihood today with Sackrison Insurance Agency. Contact us to learn more about our comprehensive insurance solutions by calling 888-332-6609 or visit us at https://sackrisoninsurance.com/.