Business Insurance
Business Insurance: Sackrison Insurance can protect your small or medium sized business with a custom designed Business Owner’s Policy, otherwise known as a “BOP.” We are a small business too. We get it. We know how to insure other small businesses. Call us today at (707) 931-0186.
We recommend a Business Owner’s Policy for most small businesses. It’s a very affordable way to cover business insurance needs, and meet a broad range of coverage needs. A “BOP” is a policy specifically designed for small to mid-sized businesses. A good business insurance policy will combine both Property Coverage and Liability Coverage.
We recommend a Business Owner’s Policy for most small businesses. It’s a very affordable way to cover business insurance needs, and meet a broad range of coverage needs. A “BOP” is a policy specifically designed for small to mid-sized businesses. A good business insurance policy will combine both Property Coverage and Liability Coverage.
Property Coverage
Property insurance coverage covers the tangible property that your business owns, as well as helping your business get back on its feet after a covered loss such as a fire, windstorm or vandalism. It is generally broken down into three sections:
Building Coverage
If the building that your business owns catches fire, you are going to need a policy that can settle that claim quickly, and get the doors open again for operation. When you discuss your current policy with us, we’ll make sure that you have enough coverage to rebuild.
Business Property Coverage
We will encourage you to take an inventory of what it would cost to replace all the tools in your business, including computers, furniture and specialty tools unique to your trade.
Business Income Coverage
If the unexpected happens, and it shuts your business down for days or weeks, you are going to need this coverage. We can help you protect a continued income stream and even make payroll while your building and equipment are being replaced.
Building Coverage
If the building that your business owns catches fire, you are going to need a policy that can settle that claim quickly, and get the doors open again for operation. When you discuss your current policy with us, we’ll make sure that you have enough coverage to rebuild.
Business Property Coverage
We will encourage you to take an inventory of what it would cost to replace all the tools in your business, including computers, furniture and specialty tools unique to your trade.
Business Income Coverage
If the unexpected happens, and it shuts your business down for days or weeks, you are going to need this coverage. We can help you protect a continued income stream and even make payroll while your building and equipment are being replaced.
Liability Coverage
Liability coverage protects your business and you from a lawsuit due to negligence. It doesn’t take more than a split second to go from a great day at the office or shop, to a really bad day because somebody slipped on that spilled water that your employee forgot to mop up. Here are a few of the types of coverage we can help your business with:
More coverage details are on our Business Liability Insurance page.
- Premises and Operations
- Products and Completed Operations
- Cyber Liability and Data Breach
- Employment Practices Liability
More coverage details are on our Business Liability Insurance page.