Artisan Contractor Insurance

If you are looking for Contractor Insurance in Napa CA, you’ve come to the right place. Unlike many of the websites you see, we are local and prepared to sit down with you, the small business owner, and take time to figure out what works best for you. And of course we can meet with you face to face if you live and work in Sonoma, Fairfield, Vallejo, Santa Rosa, Benicia or Vacaville. Call us today at (707) 931-0186.

​What is the difference between Contractor Insurance and regular Business Insurance?

A Business Owners Policy (BOP) will cover both Liability and Physical Property, such as a building you own. But if you do not have a building you own that needs coverage, you may be able to save money with an Artisan or Service Provider Liability Policy.

​I’m a very small contractor. Why do I need Contractor Insurance?

Simple. You still need protection against lawsuits for many things such as bodily injury that you or a sub contractor causes while on the job, as well as damage to the property of others. You also need protection from “that customer” who contacts you three months after you built his deck, and he says that it’s sagging in the middle. We call that “Products and Completed Operations” coverage. We live in a day and age where anybody can (and will) sue you for almost anything – even the damages not caused by you, but by a sub contractor you brought in to help. Let us help you protect your business and livelihood with contractor insurance in Napa, CA.

​What kinds of contractors do you cover?

We can help almost anyone get contractors insurance in Northern California. If you install appliances, repair broken furnaces, install heating and air conditioning units or install floor covering – we can help find you the perfect contractor insurance policy. We can also help painters, plumbers, electricians, carpenters, masonry contractors, and of course, residential and commercial contractors of all types.

​Can you help Service Providers?

Yes. If you are a carpet cleaning service, a janitorial service or a landscape gardener – we can cover you too! No business is too small, and no business is too common. We will customize a contractor insurance plan specifically for you.

​Here is some additional information if you are new to contractors insurance.