- Your chance of being declined for a policy at age 50 is about 14 percent.
- Your chance of being declined for a policy at age 70 is about 45 percent.
- Alternate care
- Adult daycare services
- Nurse, therapists, and home-health aids
- Respite care (giving your caregivers a break)
- Personal care services for activities of daily living
- Homemaker help (shopping, meal preparation, housekeeping)
- Your own home
- Assisted-living facilities
- Licensed nursing homes
- Other qualified long-term care facilities
- International facilities for long-term care