SACKRISON INSURANCE AGENCY

  • Home
  • About
    • Community Partners
    • Legal
    • Privacy
  • Contact
  • Products
    • Long Term Care Insurance >
      • California Partnership for Long Term Care
    • Life Insurance
    • Business Insurance
    • Business Liability Insurance
    • Professional Liability Insurance
    • Workers' Compensation Insurance
    • Contractor Insurance
    • Commercial Auto
    • Umbrella Insurance
    • Homeowners Insurance
    • Renters Insurance
  • Quotes
    • Short Quote Form
    • Business Quote
    • Commercial Liability
    • Commercial Auto Quote
    • Contractor Quote
    • Umbrella Quote
    • Home Quote
    • Renters Quote
    • Life Quote
  • Blog
  • Home
  • About
    • Community Partners
    • Legal
    • Privacy
  • Contact
  • Products
    • Long Term Care Insurance >
      • California Partnership for Long Term Care
    • Life Insurance
    • Business Insurance
    • Business Liability Insurance
    • Professional Liability Insurance
    • Workers' Compensation Insurance
    • Contractor Insurance
    • Commercial Auto
    • Umbrella Insurance
    • Homeowners Insurance
    • Renters Insurance
  • Quotes
    • Short Quote Form
    • Business Quote
    • Commercial Liability
    • Commercial Auto Quote
    • Contractor Quote
    • Umbrella Quote
    • Home Quote
    • Renters Quote
    • Life Quote
  • Blog

How to avoid five common car insurance claims

11/1/2017

 
It’s bad-weather season again, and that always reminds me of auto insurance claims. They’re never fun.
As much as I enjoy spending time talking with my customers, I’d rather be talking about happy things going on in your life, and not about a tragedy.
​Of course, if you have a claim, call me. It’s what I’m here for.
But read and heed these five tips, and maybe we can reduce your chances of having a claim.
1. Car break-ins: Hide your stuff.
​Every time you park your car in public, assume that someone will come by five minutes later looking for goodies you left behind.
​Goodies like your laptop, your purse, or your recent purchase from another store.
Hide your stuff.
Hiding things in the trunk is a great idea, or under seats. Better yet, take expensive things with you and don’t leave them in your car at all.
The fringe benefit is a clean car, and that’s not bad either!
2. Parked car damage: Choose your parking like a pro.
​Thinking of squeezing into that ridiculously tight spot because it’s closer?
​Don’t do it.
Not everyone is as skilled a driver as you, and you may come back to find your car dented, and the other driver gone. They often don’t leave a note, so the claim is on you.
​Another idea: clear out that second stall in your garage and use it for your car instead of storage.
​Every car you can park off street is a car less likely to get damaged in the middle of the night.
​3. Windshield damage: Count more car lengths.
​We think of rocks hitting the windshield as “an act of God.”
We feel that it’s not our fault. And interestingly, so does the insurance company. That’s why it’s covered under the “Comprehensive” part of your policy.
​But if you drive defensively, you can reduce the chances of this happening.
How? Be aware of what’s on the road.
If you are driving on a gravel road, or if there is debris on the road, stay even farther back than normal from the vehicle in front of you. Let gravity work for you.
Stay back, and let that rock the guy in front of you kicked up fall beneath your wheels instead of smashing into your windshield.
4. Rear-end collisions: Save that text for later.
​Distracted driving may catch up with you some day. And that will be a bad day.
​Whether it’s texting, or a phone call, or fumbling with the burger you just picked up from the drive-thru... distractions cause rear-end collisions.
Rear-end collisions are almost always preventable. Turn your phone off and deal with it after you stop.
​Also, eat in a restaurant, not the driver’s seat. It’s safer, better for your digestion, and your pants will thank you for not dripping mustard on them
5. Back-up accidents: Look again and then look again.
​Finally, start a new habit. Look before backing up.
​I don’t mean glance in the mirror for a nano-second. I mean, turn your head around and take a good long look behind your vehicle before you put it in gear.
​Then look again.
It’s often that second look that saves a claim... or a life.

Comments are closed.
    Picture

    Bruce Sackrison

    Napa, California
    (707) 931-018

    Archives

    August 2021
    July 2021
    June 2021
    April 2021
    March 2021
    February 2021
    December 2020
    October 2020
    September 2020
    August 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    September 2016
    August 2016
    July 2016
    June 2016
    May 2016
    April 2016
    March 2016
    April 2015

    Categories

    All

    RSS Feed

Contact

Personal

Business

ADDRESS
1370 Trancas St, Ste 401
Napa, CA 94558


PHONE
(707) 931-0186
Toll Free: (888) 332-6609


CA State License #0B56437​

Contact Us
Long Term Care (LTC) Insurance
Homeowners Insurance
Renters Insurance
​
Life Insurance
Umbrella Insurance
Business Owners (BOP) Insurance
Business Liability Insurance
Professional Liability Insurance
Contractor Insurance
Commercial Auto Insurance
​
Workers' Compensation Insurance

Copyright Sackrison Insurance        Site managed by Web Biz Strategy